बारिश में बह गई है कार तो यहां से मिलेगा क्लेम

मानसून के इस महीनें में कई आपदाएं समाने आ रही है, ऐसे में हर जगह जल भराव हो गया है।

[{"selector":"#anim-bccac0f8-e275-41d3-bf0d-6e43d73be3b1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-33.23016751428809%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-82afc2b3-ba41-4f23-bd5f-785193e8b6f0","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-97c31167-f1a3-4245-993f-dea0a9d8a263","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google

इसी आपदा के चलते लोगों की कार और बाइक बाढ़ में डूब रही है।

[{"selector":"#anim-c22b6fee-ce5a-4247-a25b-353ab70da8b5 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-35.60321440368763%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-f69fa1d7-2b3d-475f-a96d-96e6a19d81f4","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-22c7e11e-9e05-467c-acbc-7e4394185e99","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google

आइए जानते है अगर आपकी कार इसका शिकार बनती है तो आपको ऐसी हलात में क्या करना चाहिए।

[{"selector":"#anim-bd818dd1-9d7d-4288-a401-60c45907da0e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-17.43056913955005%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-a610ec5e-47dd-4d94-8da6-cbff6cfe0e2b","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-cf9da875-175a-425f-babd-10907106489b","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google

सबसे पहले आपको अपने कार का बीमा करवाना होगा और अगर आपने कार बीमा करवाई है तो उसकी पॉलिसी जान लें।

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कुछ कार बीमा कपंनी ऐसी पॉलिसी देती है जिसमें प्राकृतिक आपदा के दौरान अगर कोई नुकसाम हुआ है तो उसका खर्च कपंनी करेगी।

[{"selector":"#anim-1020a206-9809-4088-93e8-4e076b17a751 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-28.993340772843844%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-61895aa5-3581-435f-8b79-2f007984dd4b","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f642b594-be1a-4688-96cb-24b2a52c3be0","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google

तो ऐसे में नंबर वन में आती है व्यापक कार बीमा पॉलिसी जिसमें कोई भी प्राकृतिक आपदा हो उसकी भरपाई कपंनी करेगी।

[{"selector":"#anim-57118ae8-07cb-4e81-b417-fadd06151c64 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-22.694512721080898%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-ef4d80a0-b907-41ca-9021-cd5c753fed05","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-aab0f8cf-73cc-4318-936d-c99f5a6a3aa1","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google

पर ये पॉलिसी इंजन और गियरबॉक्स जैसे कुछ नुकसान की भरपाई नहीं करती है।

[{"selector":"#anim-c13992dd-c04b-4b61-a238-99921fdc6ad2 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-42.165666450220606%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-c5c09c95-445a-480a-9474-517ec08d8b85","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-5e1a5a20-bba2-412e-afbe-28d1f26153f3","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google

इंजन की सुरक्षा के लिए इंजन सुरक्षा कवर लेना होगा जिसमें इंजन के पार्ट्स के मरम्मत के लिए भरपाई मिलेगी।

[{"selector":"#anim-1eb33f56-79a3-4656-8733-161ac3eff128 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-39.23597893244337%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-10e35381-d2d4-4fe0-80df-e50f0c83ce1d","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-4a2d44fc-f5b0-4f44-a9ba-55f7f2924873","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google

नो क्लेम बोनस में अगर आप एक भी क्लेम ले लेते है तो आप NCB से वंचित हो जाओगे।

[{"selector":"#anim-eaa195da-32c1-491f-80cb-bf4546036605 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-41.441861298769766%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-60f49e72-e191-42bb-be28-1fa8369eac6d","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-3c2a4961-dc6e-4777-bdc1-210fe6309009","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google

अगर आपकी कार बाढ़ के कारण मरम्मत योग्य भी नहीं रही तो ऐसी स्थिति में चालान कवर पर वापसी पॉलिसी काम आती है।

[{"selector":"#anim-b1042e40-48bd-4894-8db1-454eb5085ffd [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-29.13982514696354%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-cca28f52-d492-4979-95b2-8a01644c59f9","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-70003f71-6080-4ac0-a2d1-5f304c36bd9f","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google

इस पॉलिसी में आपको रजिस्ट्रेशन और रोड टैक्समिला कर सारे पैसे मिलते है पर यह पॉलिसी के शर्तों पर निर्भर करता है।

[{"selector":"#anim-9a8e55ea-95fc-4430-a4e3-e651c8e1235c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-34.556491846498325%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-2182e9e8-dce3-454d-8c3a-a8a7f4bc3b50","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-aa4bbcb6-29d1-44f4-a43a-9eb9f4f6b7da","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google

यह भी पढ़े: Delhi Flood Warning: दिल्ली पर मंडराया बाढ़ का खतरा, खतरे के निशान तक पहुंची यमुना, एक्शन में दिल्ली सरकार

[{"selector":"#anim-7f11d4ca-c398-43ef-aa55-e242de080632 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-29.13982514696354%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-c848dd93-1b2e-4afd-9ea8-c34925b6cc13","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-40818b65-4303-4513-9982-0ef76592ed7b","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: Google